How It Works
We've stripped away every part of the traditional dealership experience that wastes your time. Here's exactly how the process works on both sides.
Buying Through Us
Apply online, get matched with a vetted dealer in our network, and pick up your car. No back-and-forth. No surprise fees.
Fill out our secure online application from your phone or laptop. We collect your basic details, income, and the type of vehicle you're after. There's no impact to your credit score during this stage.
Our team and our lender network review your application — usually within 30 minutes during business hours. You'll get a clear picture of the loan amount, interest rate range, and monthly payment you qualify for, before you ever set foot in a dealership.
We hand-pick a dealership from our trusted Canadian network based on your location, your approval, and the inventory you're interested in. They'll have cars ready for you to look at — no random sales pitches.
Choose from the matched inventory, finalize the trim and color you want, and sign your loan documents at the dealer. We've already done the financing math, so there's no surprise rate or hidden add-on at the table.
Most customers drive home in their new vehicle the same day they sign. We follow up to make sure the dealership delivered exactly what was promised — no exceptions.
Selling To Us
No tire-kickers, no parking-lot meetups, no waiting weeks for a bank draft. We make a real offer, pick up your car, and pay you fast.
Enter your VIN to auto-fill the make, model, and trim — or skip the VIN and tell us yourself. Add the mileage and overall condition, and we'll calculate a fair offer based on real-time wholesale data.
You'll receive a real, locked-in offer by email — usually within 5 minutes. The offer is valid for 7 days, so there's no pressure to accept on the spot. Compare it to private listings or other dealer offers; we're confident in our numbers.
Once you accept, we coordinate a pickup at your home, your office, or wherever's most convenient — at no cost to you. Our driver brings the paperwork. You don't lift a finger beyond handing over the keys.
Funds are deposited directly into your bank account, typically within 24-48 hours of pickup. If you still owe money on your vehicle, we work with your lender directly — you only ever see the difference.
Every form, every page, every transaction protected by the same encryption banks use.
The price you're quoted is the price you pay. No application fees, no surprise add-ons, no asterisks.
Need help mid-application? Tap the concierge button on any page and a real agent responds in minutes.
Frequently Asked
No. The pre-approval uses a soft credit check, which is invisible to other lenders and doesn't lower your score. A hard inquiry only happens at the dealership, after you've chosen a vehicle and decided to move forward.
All of them. Excellent credit, average credit, newcomer credit, past consumer proposals, past bankruptcies — our lender network is designed to find a path for nearly every situation. The interest rate varies based on your profile, but the door isn't closed.
We vet every dealership in our network for inventory quality, transparent pricing, and service track record. If a dealer is consistently rated poorly by our customers, they're removed. Period.
Absolutely — and many of our customers do exactly that. The pre-approval and the sell offer are two independent flows; finishing one doesn't lock you into the other, and you can use both with no extra paperwork.
For pre-approval: you're under no obligation to use it — it just expires after 30 days. For selling: your cash offer is valid for 7 days but you can decline at any point before pickup, no questions asked.
Pick the path that fits your situation. Both take less than a minute to begin.
