/* ===== Base ===== */
* { margin: 0; padding: 0; box-sizing: border-box; }
html { scroll-behavior: smooth; }

:root {
    --black: #0B1220;
    --ink: #111827;
    --ink-2: #1F2937;
    --text: #1F2937;
    --text-mute: #4B5563;
    --text-dim: #6B7280;
    --grey-50: #F9FAFB;
    --grey-100: #F3F4F6;
    --grey-150: #ECEFF3;
    --grey-200: #E5E7EB;
    --grey-300: #D1D5DB;
    --grey-400: #9CA3AF;
    --white: #FFFFFF;
    --blue: #D4AF37;
    --blue-bright: #F0CC60;
    --blue-deep: #9C7E1A;
    --blue-soft: #FBF3DB;
    --gradient-blue: linear-gradient(135deg, #F4D77D 0%, #D4AF37 50%, #9C7E1A 100%);
    --error: #DC2626;
    --error-soft: #FEF2F2;
    --success: #059669;
    --shadow-sm: 0 1px 3px rgba(15, 23, 42, 0.05);
    --shadow: 0 4px 16px rgba(15, 23, 42, 0.06), 0 1px 3px rgba(15, 23, 42, 0.04);
    --shadow-lg: 0 18px 50px -16px rgba(15, 23, 42, 0.18), 0 4px 14px rgba(15, 23, 42, 0.06);
    --radius: 12px;
    --radius-lg: 16px;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, system-ui, sans-serif;
    background: var(--grey-50);
    color: var(--text);
    line-height: 1.55;
    -webkit-font-smoothing: antialiased;
    -moz-osx-font-smoothing: grayscale;
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

.container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
    width: 100%;
}

.text-blue {
    background: var(--gradient-blue);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

/* ===== Header ===== */
.apply-header {
    background: var(--white);
    border-bottom: 1px solid var(--grey-200);
    position: sticky;
    top: 0;
    z-index: 50;
}

.apply-header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 24px;
    gap: 16px;
}

.logo-link {
    display: flex;
    align-items: center;
    gap: 10px;
    flex-shrink: 0;
}
.logo-img {
    width: 40px;
    height: 40px;
    border-radius: 8px;
    object-fit: cover;
}
.logo-text {
    font-size: 18px;
    font-weight: 800;
    letter-spacing: -0.02em;
}
.logo-text-light { color: var(--ink); }
.logo-text-blue {
    background: var(--gradient-blue);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}

.header-aside {
    display: flex;
    align-items: center;
    gap: 20px;
}

.secure-tag {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    font-size: 13px;
    font-weight: 600;
    color: var(--success);
    padding: 6px 12px;
    background: #ECFDF5;
    border: 1px solid #A7F3D0;
    border-radius: 999px;
}
.lock-icon { font-size: 11px; }

.header-phone {
    font-size: 14.5px;
    font-weight: 700;
    color: var(--ink);
}
.header-phone:hover { color: var(--blue); }

/* ===== Main ===== */
.apply-main {
    flex: 1;
    padding: 40px 0 60px;
}

.apply-shell {
    max-width: 760px;
    margin: 0 auto;
}

.apply-intro {
    text-align: center;
    margin-bottom: 32px;
}
.apply-h1 {
    font-size: clamp(28px, 4vw, 38px);
    font-weight: 800;
    color: var(--ink);
    letter-spacing: -0.025em;
    line-height: 1.15;
    margin-bottom: 10px;
}
.apply-sub {
    font-size: 15.5px;
    color: var(--text-mute);
    max-width: 540px;
    margin: 0 auto;
}

/* ===== Progress Rail ===== */
.progress-rail {
    position: relative;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    margin-bottom: 32px;
    padding: 0 8px;
}

.progress-line {
    position: absolute;
    top: 16px;
    left: 8%;
    right: 8%;
    height: 3px;
    background: var(--grey-200);
    border-radius: 999px;
    z-index: 0;
}
.progress-line-fill {
    height: 100%;
    width: 0%;
    background: var(--gradient-blue);
    border-radius: 999px;
    transition: width 0.4s cubic-bezier(0.4, 0, 0.2, 1);
}

.progress-step {
    position: relative;
    z-index: 1;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 8px;
    flex: 1;
}

.step-circle {
    width: 36px;
    height: 36px;
    border-radius: 50%;
    background: var(--white);
    border: 2px solid var(--grey-300);
    color: var(--text-dim);
    font-weight: 700;
    font-size: 14px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

.progress-step.is-active .step-circle {
    background: var(--gradient-blue);
    border-color: var(--blue);
    color: var(--white);
    box-shadow: 0 0 0 4px rgba(212, 175, 55,0.18);
    transform: scale(1.05);
}

.progress-step.is-done .step-circle {
    background: var(--blue);
    border-color: var(--blue);
    color: var(--white);
}
.progress-step.is-done .step-circle::after {
    content: '✓';
    font-size: 16px;
}
.progress-step.is-done .step-circle > * { display: none; }

.step-label {
    font-size: 12.5px;
    font-weight: 600;
    color: var(--text-dim);
    transition: color 0.2s;
}
.progress-step.is-active .step-label,
.progress-step.is-done .step-label {
    color: var(--ink);
}

/* ===== Form Steps ===== */
#apply-form {
    background: var(--white);
    border: 1px solid var(--grey-200);
    border-radius: 20px;
    padding: 40px;
    box-shadow: var(--shadow);
}

.form-step {
    display: none;
    animation: fadeIn 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}
.form-step.is-active { display: block; }

@keyframes fadeIn {
    from { opacity: 0; transform: translateY(8px); }
    to { opacity: 1; transform: translateY(0); }
}

.step-head {
    margin-bottom: 28px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--grey-150);
}
.step-eyebrow {
    color: var(--blue);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    margin-bottom: 8px;
}
.step-title {
    font-size: 24px;
    font-weight: 800;
    color: var(--ink);
    letter-spacing: -0.02em;
    line-height: 1.2;
    margin-bottom: 6px;
}
.step-desc {
    font-size: 15px;
    color: var(--text-mute);
}

/* ===== Form fields ===== */
.field-block { margin-bottom: 22px; }
.field-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}
.field-row .field-block { margin-bottom: 22px; }
.field-row-3 { grid-template-columns: 1.4fr 1.2fr 1fr; }

.field-label {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--ink);
    margin-bottom: 8px;
    letter-spacing: -0.005em;
}

.req { color: var(--error); margin-left: 2px; }

.field-hint {
    font-size: 12.5px;
    color: var(--text-dim);
    margin-top: 6px;
}

input[type="text"],
input[type="tel"],
input[type="email"],
input[type="number"],
input[type="date"],
select {
    width: 100%;
    padding: 13px 14px;
    border: 1.5px solid var(--grey-200);
    border-radius: 10px;
    font-family: inherit;
    /* 16px prevents iOS Safari from auto-zooming on focus */
    font-size: 16px;
    color: var(--ink);
    background: var(--white);
    transition: all 0.15s;
    appearance: none;
    -webkit-appearance: none;
    min-height: 48px;
}

input[type="number"] {
    /* better numeric keyboard on mobile */
    inputmode: decimal;
}

select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%236B7280' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    padding-right: 40px;
    cursor: pointer;
}

input:focus,
select:focus {
    outline: none;
    border-color: var(--blue);
    box-shadow: 0 0 0 4px rgba(212, 175, 55,0.14);
}

input::placeholder { color: var(--grey-400); }

input.has-error,
select.has-error {
    border-color: var(--error);
    background-color: var(--error-soft);
}
input.has-error:focus,
select.has-error:focus {
    box-shadow: 0 0 0 4px rgba(220, 38, 38, 0.12);
}

/* ===== Date-of-Birth split input (YYYY / MM / DD with auto-advance) ===== */
.dob-group {
    display: flex;
    align-items: center;
    gap: 8px;
    width: 100%;
}
.dob-group input[type="text"] {
    text-align: center;
    font-family: 'SF Mono', Menlo, Consolas, monospace;
    font-weight: 600;
    letter-spacing: 0.06em;
    padding-left: 10px;
    padding-right: 10px;
    flex: 0 0 auto;
}
#dob-year   { width: 110px; }
#dob-month,
#dob-day    { width: 78px; }

.dob-sep {
    color: var(--text-dim);
    font-weight: 700;
    font-size: 18px;
    line-height: 1;
    user-select: none;
}

.dob-group.has-error input { border-color: var(--error); background-color: var(--error-soft); }
.dob-group.has-error input:focus { box-shadow: 0 0 0 4px rgba(220, 38, 38, 0.12); }

@media (max-width: 480px) {
    #dob-year { flex: 1; min-width: 0; }
    #dob-month, #dob-day { flex: 0 1 70px; min-width: 0; }
    .dob-group input[type="text"] { padding-left: 6px; padding-right: 6px; }
}

.input-prefix {
    position: relative;
    display: flex;
    align-items: center;
}
.input-prefix .prefix {
    position: absolute;
    left: 14px;
    color: var(--text-dim);
    font-weight: 600;
    font-size: 15px;
    pointer-events: none;
}
.input-prefix input {
    padding-left: 30px;
}

.error-msg {
    font-size: 13px;
    color: var(--error);
    margin-top: 6px;
    min-height: 0;
    display: none;
}
.error-msg.is-shown { display: block; }

/* Card grid (vehicle types) */
.card-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 10px;
}
.select-card {
    cursor: pointer;
    position: relative;
}
.select-card input { position: absolute; opacity: 0; pointer-events: none; }
.select-card-inner {
    border: 1.5px solid var(--grey-200);
    background: var(--white);
    border-radius: 12px;
    padding: 12px 10px 14px;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: flex-end;
    gap: 8px;
    transition: border-color 0.18s, background 0.18s, box-shadow 0.18s;
    text-align: center;
    min-height: 150px;
}
.select-card:hover .select-card-inner {
    border-color: var(--grey-400);
    background: var(--grey-50);
}
.select-card input:checked + .select-card-inner {
    border-color: var(--blue);
    background: var(--blue-soft);
    box-shadow: 0 0 0 3px rgba(212, 175, 55,0.15);
}
.select-card input:focus-visible + .select-card-inner {
    box-shadow: 0 0 0 3px rgba(212, 175, 55,0.25);
}

/* Vehicle image area — bottom-aligned, equal-height across all cards.
   Each PNG has different built-in whitespace and aspect ratios, so a fixed
   image height + per-vehicle scale compensates so all cars APPEAR the same size. */
.vehicle-img-wrap {
    width: 100%;
    height: 104px;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    overflow: hidden;
    padding-bottom: 6px;
}

.vehicle-img {
    --scale: 1;
    height: 54px;
    max-width: 96%;
    width: auto;
    object-fit: contain;
    display: block;
    filter: drop-shadow(0 7px 11px rgba(15, 23, 42, 0.22));
    transform: scale(var(--scale));
    transform-origin: bottom center;
    transition: transform 0.22s ease, filter 0.22s ease;
}

/* Per-vehicle visual leveling — recalibrated after cropping the SUV PNG to
   remove its excess top/bottom whitespace (was 1600×900, now 1600×500). All
   six PNGs now have visually similar fill ratios so scales sit close to 1.0. */
.vehicle-img.coupe     { --scale: 1.00; }   /* 640×333  · 1.92 */
.vehicle-img.hatchback { --scale: 1.10; }   /* 640×390  · 1.64 — narrowest, slight bump */
.vehicle-img.sedan     { --scale: 1.05; }   /* 640×333  · 1.92 */
.vehicle-img.minivan   { --scale: 0.95; }   /* 1575×712 · 2.21 */
.vehicle-img.suv       { --scale: 1.10; }   /* 1600×500 · 3.20 (cropped) */
.vehicle-img.truck     { --scale: 1.00; }   /* 920×360  · 2.56 (cropped) */

/* Hover + checked — 5% lift on top of base scale */
.select-card:hover .vehicle-img {
    transform: scale(calc(var(--scale) * 1.05));
}
.select-card input:checked + .select-card-inner .vehicle-img {
    transform: scale(calc(var(--scale) * 1.05));
    filter: drop-shadow(0 8px 14px rgba(212, 175, 55,0.32));
}

.select-name {
    font-size: 13.5px;
    font-weight: 600;
    color: var(--ink);
}

/* Yes/No */
.yesno-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    max-width: 360px;
}
.yesno-card {
    cursor: pointer;
    position: relative;
}
.yesno-card input { position: absolute; opacity: 0; pointer-events: none; }
.yesno-card span {
    display: block;
    border: 1.5px solid var(--grey-200);
    background: var(--white);
    border-radius: 10px;
    padding: 16px;
    text-align: center;
    font-weight: 600;
    color: var(--text);
    transition: all 0.15s;
    min-height: 50px;
    display: flex;
    align-items: center;
    justify-content: center;
}
.yesno-card:hover span {
    border-color: var(--grey-400);
    background: var(--grey-50);
}
.yesno-card input:checked + span {
    border-color: var(--blue);
    background: var(--blue-soft);
    color: var(--blue-deep);
    box-shadow: 0 0 0 3px rgba(212, 175, 55,0.15);
}

/* ===== Optional helper ===== */
.field-optional {
    font-size: 12px;
    font-weight: 500;
    color: var(--text-dim);
    margin-left: 6px;
    letter-spacing: 0;
}

/* ===== Trade-In Expand Panel ===== */
.tradein-panel {
    max-height: 0;
    opacity: 0;
    overflow: hidden;
    margin-top: 0;
    transition: max-height 0.45s cubic-bezier(0.32, 0.72, 0, 1),
                opacity 0.3s ease,
                margin-top 0.3s ease;
}
.tradein-panel.is-open {
    max-height: 1200px;
    opacity: 1;
    margin-top: 8px;
    margin-bottom: 8px;
}

.tradein-head {
    display: flex;
    align-items: flex-start;
    gap: 14px;
    padding: 16px 18px;
    background: linear-gradient(180deg, rgba(212,175,55,0.08) 0%, rgba(212,175,55,0.03) 100%);
    border: 1.5px solid #ECD78F;
    border-radius: 14px 14px 0 0;
    border-bottom: none;
    margin-top: 4px;
}
.tradein-icon {
    width: 36px;
    height: 36px;
    border-radius: 10px;
    background: var(--gradient-blue);
    color: #1A1308;
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    box-shadow: 0 4px 10px -2px rgba(212,175,55,0.45);
}
.tradein-icon svg { width: 18px; height: 18px; }
.tradein-head strong {
    display: block;
    font-size: 15px;
    font-weight: 700;
    color: var(--ink);
    margin-bottom: 2px;
    letter-spacing: -0.005em;
}
.tradein-head p {
    font-size: 13px;
    color: var(--text-mute);
    line-height: 1.45;
}

.tradein-panel > .field-block,
.tradein-panel > .field-row {
    padding: 0 18px;
    border-left: 1.5px solid #ECD78F;
    border-right: 1.5px solid #ECD78F;
    background: linear-gradient(180deg, rgba(251,243,219,0.35) 0%, rgba(251,243,219,0.1) 100%);
    margin-bottom: 0;
}
.tradein-panel > .field-row { padding: 8px 18px 0; }
.tradein-panel > .field-block:first-of-type { padding-top: 14px; }
.tradein-panel > .field-block:last-child {
    padding-bottom: 18px;
    border-bottom: 1.5px solid #ECD78F;
    border-radius: 0 0 14px 14px;
}

/* Trade-in VIN row + decode button */
.tradein-vin-row {
    display: grid;
    grid-template-columns: 1fr auto;
    gap: 8px;
    align-items: stretch;
}
#tradeInVin {
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-family: 'SF Mono', Menlo, Consolas, monospace;
    font-weight: 600;
}
.btn-decode {
    background: var(--gradient-blue);
    color: #1A1308;
    border: none;
    border-radius: 10px;
    padding: 0 18px;
    font-weight: 700;
    font-size: 14px;
    cursor: pointer;
    transition: all 0.18s;
    box-shadow: 0 4px 10px -2px rgba(212,175,55,0.4);
    font-family: inherit;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    min-width: 130px;
    min-height: 48px;
    white-space: nowrap;
}
.btn-decode:hover:not(:disabled) {
    transform: translateY(-1px);
    box-shadow: 0 6px 14px -2px rgba(212,175,55,0.55);
}
.btn-decode:disabled { opacity: 0.7; cursor: not-allowed; }
.btn-decode-spinner {
    display: none;
    width: 14px;
    height: 14px;
    border: 2px solid rgba(26,19,8,0.25);
    border-top-color: #1A1308;
    border-radius: 50%;
    animation: spin 0.7s linear infinite;
}
.btn-decode.is-loading .btn-decode-label { display: none; }
.btn-decode.is-loading .btn-decode-spinner { display: inline-block; }

.tradein-vin-notice {
    margin-top: 10px;
    padding: 10px 14px;
    background: rgba(212,175,55,0.08);
    border: 1px solid #ECD78F;
    border-radius: 10px;
    font-size: 13px;
    color: var(--ink);
    line-height: 1.45;
    display: flex;
    align-items: flex-start;
    gap: 8px;
}
.tradein-vin-notice strong { color: var(--blue-deep); font-weight: 700; }
.tradein-vin-notice.is-warn {
    background: var(--grey-50);
    border-color: var(--grey-200);
}

@media (max-width: 480px) {
    .tradein-vin-row { grid-template-columns: 1fr; }
    .btn-decode { width: 100%; }
}

/* Condition cards (used in trade-in section) */
.cond-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 8px;
}
.cond-card {
    cursor: pointer;
    position: relative;
}
.cond-card input { position: absolute; opacity: 0; pointer-events: none; }
.cond-inner {
    border: 1.5px solid var(--grey-200);
    background: var(--white);
    border-radius: 10px;
    padding: 12px 10px;
    text-align: center;
    transition: all 0.15s;
    min-height: 64px;
    display: flex;
    flex-direction: column;
    justify-content: center;
}
.cond-inner strong {
    display: block;
    font-size: 13.5px;
    color: var(--ink);
    font-weight: 700;
    margin-bottom: 2px;
}
.cond-inner span {
    display: block;
    font-size: 11.5px;
    color: var(--text-dim);
    line-height: 1.3;
}
.cond-card:hover .cond-inner {
    border-color: var(--grey-400);
    background: var(--grey-50);
}
.cond-card input:checked + .cond-inner {
    border-color: var(--blue);
    background: var(--blue-soft);
    box-shadow: 0 0 0 3px rgba(212,175,55,0.15);
}
.cond-card input:checked + .cond-inner strong { color: var(--blue-deep); }

/* ===== Upload Zones ===== */
.upload-zone {
    position: relative;
    border: 2px dashed var(--grey-300);
    background: var(--grey-50);
    border-radius: 14px;
    padding: 32px 24px;
    text-align: center;
    transition: all 0.2s;
    cursor: pointer;
    overflow: hidden;
}
.upload-zone:hover {
    border-color: var(--blue);
    background: var(--blue-soft);
}
.upload-zone.is-dragover {
    border-color: var(--blue);
    background: var(--blue-soft);
    transform: scale(1.01);
    box-shadow: 0 0 0 4px rgba(212,175,55,0.15);
}
.upload-zone input[type="file"] {
    position: absolute;
    inset: 0;
    opacity: 0;
    cursor: pointer;
    z-index: 2;
}
.upload-zone-inner {
    position: relative;
    z-index: 1;
    pointer-events: none;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 4px;
}
.upload-icon {
    width: 56px;
    height: 56px;
    border-radius: 16px;
    background: var(--white);
    border: 1.5px solid var(--grey-200);
    color: var(--blue-deep);
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 8px;
    box-shadow: 0 4px 12px -2px rgba(15,23,42,0.06);
}
.upload-zone:hover .upload-icon,
.upload-zone.is-dragover .upload-icon {
    color: var(--blue);
    border-color: var(--blue);
    background: var(--white);
}
.upload-icon svg { width: 24px; height: 24px; }
.upload-zone-inner strong {
    font-size: 15.5px;
    font-weight: 700;
    color: var(--ink);
    letter-spacing: -0.01em;
}
.upload-zone-inner > span {
    font-size: 13.5px;
    color: var(--text-mute);
}
.upload-zone-inner u {
    color: var(--blue-deep);
    text-decoration-thickness: 1px;
    text-underline-offset: 2px;
}
.upload-hint {
    font-size: 12px;
    color: var(--text-dim);
    margin-top: 8px;
    line-height: 1.4;
}

.upload-files {
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-top: 10px;
}
.upload-files:empty { display: none; }

.upload-file {
    display: flex;
    align-items: center;
    gap: 12px;
    padding: 10px 14px;
    background: var(--white);
    border: 1px solid var(--grey-200);
    border-radius: 10px;
    transition: border-color 0.15s, background 0.15s;
}
.upload-file:hover { border-color: var(--grey-300); }
.upload-file.is-error {
    border-color: var(--error);
    background: var(--error-soft);
}

.upload-file-thumb {
    width: 36px;
    height: 36px;
    border-radius: 8px;
    background: var(--grey-100);
    display: flex;
    align-items: center;
    justify-content: center;
    flex-shrink: 0;
    overflow: hidden;
    color: var(--text-mute);
}
.upload-file-thumb img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}
.upload-file-thumb svg { width: 18px; height: 18px; }

.upload-file-meta {
    flex: 1;
    min-width: 0;
}
.upload-file-name {
    display: block;
    font-size: 13.5px;
    font-weight: 600;
    color: var(--ink);
    overflow: hidden;
    text-overflow: ellipsis;
    white-space: nowrap;
}
.upload-file-info {
    display: block;
    font-size: 12px;
    color: var(--text-dim);
    margin-top: 1px;
}
.upload-file.is-error .upload-file-info { color: var(--error); font-weight: 600; }

.upload-file-remove {
    background: none;
    border: none;
    color: var(--text-dim);
    cursor: pointer;
    padding: 6px;
    border-radius: 8px;
    width: 30px;
    height: 30px;
    display: flex;
    align-items: center;
    justify-content: center;
    transition: all 0.15s;
    flex-shrink: 0;
}
.upload-file-remove:hover {
    color: var(--error);
    background: var(--error-soft);
}
.upload-file-remove svg { width: 16px; height: 16px; }

.upload-secure-note {
    display: flex;
    align-items: center;
    gap: 10px;
    padding: 12px 16px;
    background: #ECFDF5;
    border: 1px solid #A7F3D0;
    border-radius: 10px;
    color: #065F46;
    font-size: 13px;
    font-weight: 500;
    margin-top: -6px;
    margin-bottom: 6px;
}
.upload-secure-note svg { width: 18px; height: 18px; flex-shrink: 0; color: var(--success); }

/* ===== Step navigation ===== */
.step-nav {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-top: 32px;
    padding-top: 24px;
    border-top: 1px solid var(--grey-150);
    gap: 12px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 24px;
    border-radius: 12px;
    font-weight: 700;
    font-size: 15px;
    transition: all 0.2s;
    cursor: pointer;
    border: none;
    white-space: nowrap;
    letter-spacing: -0.005em;
    font-family: inherit;
    min-height: 48px;
    touch-action: manipulation;
}
.btn-lg { padding: 16px 28px; font-size: 16px; border-radius: 14px; min-height: 52px; }

.btn-primary {
    background: var(--gradient-blue);
    color: var(--white);
    box-shadow: 0 6px 18px -4px rgba(212, 175, 55,0.45), inset 0 1px 0 rgba(255,255,255,0.25);
}
.btn-primary:hover:not(:disabled) {
    transform: translateY(-1px);
    box-shadow: 0 10px 24px -4px rgba(212, 175, 55,0.55);
}
.btn-primary:active:not(:disabled) { transform: translateY(0); }
.btn-primary:disabled { opacity: 0.7; cursor: not-allowed; }

.btn-ghost {
    background: var(--white);
    color: var(--text-mute);
    border: 1.5px solid var(--grey-200);
}
.btn-ghost:hover {
    background: var(--grey-50);
    color: var(--ink);
    border-color: var(--grey-300);
}

.btn-text {
    color: var(--text-mute);
    font-size: 14px;
    font-weight: 600;
    padding: 8px 4px;
}
.btn-text:hover { color: var(--blue); }

/* Submit button spinner */
.btn-submit { min-width: 200px; }
.btn-spinner {
    display: none;
    width: 18px;
    height: 18px;
    border: 2.5px solid rgba(255,255,255,0.35);
    border-top-color: var(--white);
    border-radius: 50%;
    animation: spin 0.7s linear infinite;
}
.btn-submit.is-loading .btn-label { display: none; }
.btn-submit.is-loading .btn-spinner { display: inline-block; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ===== Review Summary ===== */
.review-summary {
    background: var(--grey-50);
    border: 1px solid var(--grey-200);
    border-radius: 14px;
    padding: 8px;
    margin-bottom: 22px;
}

.review-group {
    background: var(--white);
    border-radius: 10px;
    padding: 18px 20px;
    margin-bottom: 6px;
}
.review-group:last-child { margin-bottom: 0; }

.review-group-title {
    font-size: 13px;
    font-weight: 700;
    color: var(--blue);
    text-transform: uppercase;
    letter-spacing: 0.08em;
    margin-bottom: 12px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}
.review-edit {
    font-size: 12.5px;
    color: var(--text-dim);
    text-transform: none;
    letter-spacing: 0;
    font-weight: 600;
    cursor: pointer;
    background: none;
    border: none;
    padding: 0;
}
.review-edit:hover { color: var(--blue); }

.review-rows {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px 24px;
}
.review-rows.single { grid-template-columns: 1fr; }
.review-row {
    display: flex;
    flex-direction: column;
    gap: 2px;
    min-width: 0;
}
.review-row-label {
    font-size: 12px;
    color: var(--text-dim);
    font-weight: 500;
}
.review-row-value {
    font-size: 14.5px;
    color: var(--ink);
    font-weight: 600;
    word-wrap: break-word;
    overflow-wrap: break-word;
}

/* Consent */
.consent-row {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    padding: 16px 18px;
    background: var(--blue-soft);
    border: 1.5px solid #ECD78F;
    border-radius: 12px;
    cursor: pointer;
    transition: all 0.15s;
}
.consent-row:hover { background: #F7E9C0; }
.consent-row input {
    width: 22px;
    height: 22px;
    margin-top: 0;
    accent-color: var(--blue);
    cursor: pointer;
    flex-shrink: 0;
}
.consent-row span {
    font-size: 14.5px;
    color: var(--ink);
    line-height: 1.5;
    font-weight: 500;
}
.consent-row.has-error {
    background: var(--error-soft);
    border-color: #FCA5A5;
}

/* Error banner */
.error-banner {
    margin-top: 16px;
    padding: 12px 16px;
    background: var(--error-soft);
    border: 1px solid #FCA5A5;
    border-radius: 10px;
    color: var(--error);
    font-size: 14px;
    font-weight: 500;
}

/* ===== Success Screen ===== */
.success-screen {
    max-width: 620px;
    margin: 40px auto 0;
    text-align: center;
    background: var(--white);
    border: 1px solid var(--grey-200);
    border-radius: 24px;
    padding: 64px 40px 48px;
    box-shadow: var(--shadow-lg);
    position: relative;
    overflow: hidden;
    animation: fadeUp 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}

@keyframes fadeUp {
    from { opacity: 0; transform: translateY(20px); }
    to { opacity: 1; transform: translateY(0); }
}

.success-burst {
    position: absolute;
    top: -100px;
    left: 50%;
    transform: translateX(-50%);
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(212, 175, 55,0.12) 0%, transparent 60%);
    pointer-events: none;
    z-index: 0;
}

.success-check {
    position: relative;
    z-index: 1;
    width: 96px;
    height: 96px;
    margin: 0 auto 24px;
    color: var(--blue);
    background: var(--blue-soft);
    border-radius: 50%;
    padding: 8px;
    box-shadow: 0 12px 32px -8px rgba(212, 175, 55,0.5);
}
.success-check svg { width: 100%; height: 100%; }

.success-circle {
    stroke-dasharray: 240;
    stroke-dashoffset: 240;
    animation: drawCircle 0.7s ease-out 0.1s forwards;
}
.success-tick {
    stroke-dasharray: 50;
    stroke-dashoffset: 50;
    animation: drawTick 0.4s ease-out 0.7s forwards;
}
@keyframes drawCircle { to { stroke-dashoffset: 0; } }
@keyframes drawTick { to { stroke-dashoffset: 0; } }

.success-title {
    position: relative;
    z-index: 1;
    font-size: clamp(32px, 4.5vw, 42px);
    font-weight: 800;
    color: var(--ink);
    letter-spacing: -0.025em;
    line-height: 1.1;
    margin-bottom: 12px;
}
.success-msg {
    position: relative;
    z-index: 1;
    font-size: 17px;
    color: var(--text-mute);
    margin-bottom: 28px;
    max-width: 440px;
    margin-left: auto;
    margin-right: auto;
}

.success-meta {
    position: relative;
    z-index: 1;
    display: inline-flex;
    align-items: center;
    gap: 18px;
    background: var(--grey-50);
    border: 1px solid var(--grey-200);
    border-radius: 12px;
    padding: 14px 22px;
    margin-bottom: 28px;
}
.meta-item {
    display: flex;
    flex-direction: column;
    gap: 2px;
    text-align: left;
}
.meta-label {
    font-size: 11.5px;
    color: var(--text-dim);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.06em;
}
.meta-value {
    font-size: 14px;
    color: var(--ink);
    font-weight: 700;
    font-family: 'SF Mono', Menlo, Consolas, monospace;
}
.meta-divider { width: 1px; height: 28px; background: var(--grey-200); }

.success-cta { position: relative; z-index: 1; min-width: 220px; }

.success-fineprint {
    position: relative;
    z-index: 1;
    font-size: 13px;
    color: var(--text-dim);
    margin-top: 24px;
    max-width: 420px;
    margin-left: auto;
    margin-right: auto;
}

/* ===== Footer ===== */
.apply-footer {
    background: var(--white);
    border-top: 1px solid var(--grey-200);
    padding: 20px 0;
    margin-top: auto;
}
.apply-footer-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}
.copyright {
    font-size: 13px;
    color: var(--text-dim);
}
.legal-links {
    display: flex;
    gap: 20px;
}
.legal-links a {
    font-size: 13px;
    color: var(--text-dim);
    transition: color 0.15s;
}
.legal-links a:hover { color: var(--blue); }

/* ===== Responsive ===== */
@media (max-width: 720px) {
    .apply-main { padding: 24px 0 40px; }
    #apply-form { padding: 24px 20px; border-radius: 16px; }
    .step-title { font-size: 20px; }
    .field-row,
    .field-row-3 { grid-template-columns: 1fr; gap: 0; }
    .field-row .field-block { margin-bottom: 18px; }
    .card-grid { grid-template-columns: 1fr 1fr; gap: 8px; }
    .select-card-inner { min-height: 130px; padding: 10px 8px 12px; }
    .vehicle-img-wrap { height: 88px; padding-bottom: 5px; }
    .vehicle-img { height: 48px; }
    .cond-grid { grid-template-columns: 1fr 1fr; }
    .tradein-head { padding: 14px 16px; gap: 10px; }
    .tradein-head strong { font-size: 14.5px; }
    .tradein-panel > .field-block,
    .tradein-panel > .field-row { padding-left: 14px; padding-right: 14px; }
    .upload-zone { padding: 24px 18px; }
    .upload-zone-inner strong { font-size: 14.5px; }
    .upload-icon { width: 48px; height: 48px; border-radius: 14px; }
    .upload-icon svg { width: 22px; height: 22px; }
    .review-rows { grid-template-columns: 1fr; gap: 12px; }
    .step-nav { flex-direction: column-reverse; align-items: stretch; }
    .step-nav .btn,
    .step-nav .btn-text { width: 100%; justify-content: center; }
    .secure-tag { display: none; }
    .progress-rail { padding: 0; }
    .step-circle { width: 30px; height: 30px; font-size: 12px; }
    .progress-line { top: 13px; left: 6%; right: 6%; }
    .step-label { font-size: 11px; }
    .success-screen { padding: 48px 24px 36px; }
    .success-meta { width: 100%; justify-content: center; }
}

@media (max-width: 420px) {
    .step-label { display: none; }
    .progress-line { top: 14px; }
    .header-aside .header-phone { display: none; }
    .card-grid { grid-template-columns: 1fr 1fr; }
}